Who We Are:
Heather Tormey, heathertormey.co is owned by Heather Tormey a Sole Proprietorship registered in Pennsylvania.
Heather Tormey understands that your privacy is important to you and that you care about how your information is used and shared online.
Our site only collects and uses information in ways that are consistent with your rights and our obligations under the law. Namely, data is processed:
・When you give specific and express consent for us to do so
・When necessary for the performance of a contract, where you are a party to that contract (for example, if you buy something we will need to collect payment and delivery information in order to deliver that product to you)
・When necessary for compliance with a legal obligation
・When necessary in order to protect the vital interest of the data subject (you) or of another natural person
・When necessary for the purposes of the legitimate interests pursued by us, except where such interest is overridden by your interest or fundamental rights and freedoms.
This Policy applies to our use of any and all data collected by us in accordance with your use of our site.
By using our site you certify that you are an adult, at least 18 years of age.
What personal data we collect and why we collect it
Personal Information Collected on this Website
No personally-identifiable information is collected on this website from persons that browse our website. The only personally-identifiable information collected on this website is gathered in our comment area and on specified sign up forms, where fields are provided so that you can provide your name and email address to leave a comment or receive a download, newsletter or other emails on updates, giveaways, or other offers. We collect this information so that we can respond to the comments or questions that you post.
For additional detail on how we collect and use personally identifiable information, please see the table below.
Anonymous Information Collected on this Website
We record anonymous data. Most of the information that we collect from this website is anonymous information, such as the pages you visit. Other anonymous data we may collect might include the name of your internet service provider, the website that you used to link to our site, other interests you have, basic demographic information, the websites that you visit from our site, and your IP address. The data is used for statistical purposes only, but you, as the individual user, remain anonymous. We use this anonymous information to help improve the content of this site and to compile aggregate statistics about individuals using our site for internal market research purposes.
For additional detail on how we collect and use anonymous information, please see the table below.
Embedded content from other websites
Links to Other Sites
Through affiliate links, identifying information may be carried over to an outside site to show that you visited that site from our site to ensure proper commissions are issued.
Who we share your data with
We contract with the third parties listed in the table above to supply products, services, and a good user experience on our behalf. These include payment processing, delivery of goods, search engine facilities, advertising, and marketing. In some cases, these parties may require access to some or all of your data, when that is the case we take all reasonable steps to ensure that your data will be handled safely, securely, and in accordance with the law.
How long we retain your data
If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.
For users that register on our website, we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.
Information collected using Google analytics is retained for 26 months.
Information submitted through forms, such as email forms or contact forms are retained until such a time as the data subject chooses to unsubscribe or invokes their right under GDPR to be forgotten.
What rights you have over your data
If you have an account on this site or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us.
You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.
Similarly, if you have subscribed to our email list you can unsubscribe at any time and make a request to the site administrator to have all personal data obtained via our email marketing service erased.
Where we send your data
Visitor comments may be checked through an automated spam detection service.
How to contact us
By using heathertormey.co, YOU ARE CONSENTING TO OUR TERMS AND CONDITIONS AS OUTLINED BELOW.
By accessing this website, you are agreeing to be bound by these website Terms and Conditions of Use, all applicable laws, and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and trademark law.
Permission is granted to temporarily download one copy of the materials (information or software) on Heather Tormey's website for personal, non-commercial transitory viewing only.
This is the grant of a license, not a transfer of title, and under this license, you may not:
・use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
・attempt to decompile or reverse engineer any software contained on Heather Tormey’s website;
・remove any copyright or other proprietary notations from the materials; or
・transfer the materials to another person.
This license shall automatically terminate if you violate any of these restrictions and may be terminated by Heather Tormey at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.
To access or use the Site, you must be 18 years of age or older and have the requisite power and authority to enter into these Terms and Conditions. Children under the age of 18 are prohibited from using the Site.
Information provided on the Site and in the Service related to membership sites and other information are subject to change. Heather Tormey makes no representation or warranty that the information provided, regardless of its source (the “Content”), is accurate, complete, reliable, current, or error-free.
Revisions and Errors
The materials appearing on Heather Tormey's website could include technical, typographical, or photographic errors. Heather Tormey does not warrant that any of the materials on its website are accurate, complete, or current. Heather Tormey may make changes to the materials contained on its website at any time without notice. Heather Tormey does not, however, make any commitment to update the materials.
Any claim relating to Heather Tormey’s website shall be governed by the laws of the State of Pennsylvania without regard to its conflict of law provisions.
Any dispute or controversy arising out of or relating to any interpretation, construction, performance, termination or breach of these Terms & Conditions, will be settled by final and binding arbitration by a single arbitrator to be held in Newtown, Pennsylvania, in accordance with the American Arbitration Association national rules for resolution of employment disputes then in effect, except as provided herein. The arbitrator selected shall have the authority to grant any party all remedies otherwise available by law, including injunctions, but shall not have the power to grant any remedy that would not be available in a state or federal court. The arbitrator shall have the authority to hear and rule on dispositive motions (such as motions for summary adjudication or summary judgment). The arbitrator shall have the powers granted by Pennsylvania law and the rules of the American Arbitration Association which conducts the arbitration, except as modified or limited herein.
In order to use the services and/or products offered on the website, you will be required to provide information about yourself including your name, email address, username and password, and other personal information. You agree that any registration information you give to us will always be accurate, correct, and up to date. You must not impersonate someone else or provide account information or an email address other than your own. Your account must not be used for any illegal or unauthorized purpose. You must not, in the use of the service or product, violate any laws in your jurisdiction.
You may use the Site, Service, and/or products for lawful purposes only. You agree to be financially responsible for all purchases made by you or someone acting on your behalf through the Site. You agree to use the Site and to purchase services or products through the Site for legitimate, non-commercial purposes only. You shall not post or transmit through the Site or social media groups managed by site or Heather Tormey any material which violates or infringes the rights of others, or which is threatening, abusive, defamatory, libellous, invasive of privacy or publicity rights, vulgar, obscene, profane, or otherwise objectionable, contains injurious formulas, recipes, or instructions, which encourages conduct that would constitute a criminal offense, give rise to civil liability, or otherwise violate any law.
Refusal of Services/Products
The Services and/or products are offered subject to our acceptance of your order or requests. We reserve the right to refuse service to any order, person or entity, without the obligation to assign a reason for doing so. No order is deemed accepted by us until payment has been processed. We may at any time change or discontinue any aspect or feature of the Site, Product or Service, subject to us fulfilling our previous responsibilities to you based on acceptance of your payment.
Duration of Agreement
Once confirmed, we will provide you access to the purchased Service or product. You agree and understand that access to the Service/product may at times be influenced and affected by third parties that we use to provide the Service (web hosting, membership site plugins, etc.). You agree and understand that no breach of contract action may be initiated against Heather Tormey when there are reasonable delays in the access of the Service or product. Heather Tormey reserves the right to terminate the Service or product, and or access to certain features of the Service or product, with or without prior notice to you. We will make reasonable efforts to provide notice but is not required to do so under the terms of this agreement.
Lifetime Access is for the lifetime of the Service or product. If for any reason, Heather Tormey should dissolve or cease to exist, then your access to the Service or product terminates.
Cancellations & Refunds - Review to Ensure it matches your policies
We offer a 0 money back guarantee should you be unhappy with the Service or product. To request a refund please contact support at firstname.lastname@example.org.
You may also cancel your monthly subscription at any time via your account page, but due to the nature of the Service or product no refunds will be made for any membership fees already paid, excluding the 0 money back guarantee as stated above. Once you cancel you will no longer have access to the Service or product, including all content and community resources, once your current membership period is completed. The 0 refund period only applies to your first subscription and cannot be used more than once. It is entirely your responsibility to ensure that you cancel your account in good time should you no longer require the Service and do not wish to be billed further.
We may at any time amend these Terms and Conditions. Such amendments are effective immediately upon notice to you by us posting the new Terms and Conditions on this Site. Any use of the Site or Service by you after being notified means you accept these amendments. We reserve the right to update any portion of our Site and Service, including these Terms and Conditions, at any time. We will post the most recent versions to the Site and list the effective dates on the pages of our Terms and Conditions.
No waiver of any of the provisions of this Agreement by Heather Tormey shall be deemed, or shall constitute, a waiver of any other provision, whether or not similar, nor shall any waiver constitute a continuing waiver. No waiver shall be binding unless executed in writing by Heather Tormey.
If any term, provision, covenant, or condition of this Agreement is held by an arbitrator or court of competent jurisdiction to be invalid, void, or unenforceable, the rest of the Agreement shall remain in full force and effect and shall in no way be affected, impaired, or invalidated.
The information provided on this site is based on my own personal experience and is not to be construed as professional advice. I am not a financial advisor or planner, nor am I a CPA. The contents of this site and the resources provided are for informational and entertainment purposes only and do not constitute financial, accounting, or legal advice. The author is not liable for any losses or damages related to actions or failure to act related to the content on this website.
I PRESENT CASE STUDIES AND TESTIMONIALS ABOUT OTHER PEOPLE’S EXPERIENCES WITH MY WEBSITE, PRODUCTS, AND SERVICES FOR PURPOSES OF EXAMPLE ONLY. THE TESTIMONIALS, EXAMPLES, AND PHOTOS USED ARE OF ACTUAL CLIENTS AND CUSTOMERS.
TESTIMONIALS AND/OR CASE STUDIES ARE NOT INTENDED TO REPRESENT OR GUARANTEE THAT CURRENT OR FUTURE CUSTOMERS, STUDENTS, OR CLIENTS WILL ACHIEVE THE SAME OR SIMILAR RESULTS; RATHER, THEY REPRESENT WHAT IS POSSIBLE FOR ILLUSTRATIVE PURPOSES ONLY.
ANY PRESENTATION OF TESTIMONIALS AND CASE STUDIES ABOUT OTHER'S EXPERIENCE WITH MY WEBSITE, PRODUCTS AND SERVICES ARE FROM ACTUAL CUSTOMERS AND CLIENTS AND ARE SHOWN AS EXAMPLES OF WHAT IS POSSIBLE FOR INFORMATIONAL PURPOSES ONLY.
THERE ARE SEVERAL FACTORS THAT DETERMINE A CLIENT/CUSTOMER/STUDENT'S SUCCESS SUCH AS HARD WORK AND TIME, AS SUCH I CAN IN NO WAY GUARANTEE THAT CURRENT OR FUTURE CUSTOMERS/CLIENTS/STUDENTS WILL ACHIEVE THE SAME OR SIMILAR RESULTS AS PREVIOUS CLIENTS/CUSTOMERS/STUDENTS, AGAIN THE EXAMPLES, CASE STUDIES, AND TESTIMONIALS, ARE SIMPLY ILLUSTRATIVE OF WHAT IS POSSIBLE.
The use of our information, products, and/or services should be based on your own due diligence and you agree that Heather Tormey and/or advertisers or sponsors of Heather Tormey are not liable for any success or failure of your business.
The materials on Heather Tormey’s website are provided ‘as is’. Heather Tormey makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, Heather Tormey does not warrant or make any representations concerning the accuracy, reliability, or likely results of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.
In no event shall Heather Tormey or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on Heather Tormey's site, even if Heather Tormey or a Heather Tormey authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.
Heather Tormey has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Heather Tormey of the site. Use of any such linked website is at the user’s own risk.
Limitation of Liability
YOU AGREE THAT UNDER NO CIRCUMSTANCES SHALL WE BE LIABLE FOR DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, PUNITIVE, EXEMPLARY, OR ANY OTHER DAMAGES ARISING OUT OF YOUR USE OF THE SITE OR SERVICE. ADDITIONALLY, Heather Tormey IS NOT LIABLE FOR DAMAGES IN CONNECTION WITH:
(I) ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, DENIAL OF SERVICE, ATTACK, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, OR LINE OR SYSTEM FAILURE;
(II) LOSS OF REVENUE, ANTICIPATED PROFITS, BUSINESS, SAVINGS, GOODWILL OR DATA; AND
(III) THIRD PARTY THEFT OF, DESTRUCTION OF, UNAUTHORIZED ACCESS TO, ALTERATION OF, OR USE OF YOUR INFORMATION OR PROPERTY, REGARDLESS OF OUR NEGLIGENCE, GROSS NEGLIGENCE, FAILURE OF AN ESSENTIAL PURPOSE AND WHETHER SUCH LIABILITY ARISES IN NEGLIGENCE, CONTRACT, TORT, OR ANY OTHER THEORY OF LEGAL LIABILITY.
THE FOREGOING APPLIES EVEN IF Heather Tormey HAS BEEN ADVISED OF THE POSSIBILITY OF OR COULD HAVE FORESEEN THE DAMAGES. IN THOSE STATES THAT DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR THE DAMAGES, OUR LIABILITY IS LIMITED TO THE FULLEST POSSIBLE EXTENT PERMITTED BY LAW. IN NO EVENT SHALL Heather Tormey CUMULATIVE LIABILITY TO YOU EXCEED THE TOTAL PURCHASE PRICE OF THE SERVICE OR PRODUCT YOU HAVE PURCHASED FROM Heather Tormey, AND IF NO PURCHASE HAS BEEN MADE BY YOU Heather Tormey CUMULATIVE LIABILITY TO YOU SHALL NOT EXCEED $100.
You shall indemnify and hold us harmless from and against any and all losses, damages, settlements, liabilities, costs, charges, assessments, and expenses, as well as third-party claims and causes of action, including, without limitation, attorney’s fees, arising out of any breach by you of any of these Terms and Conditions, or any use by you of the Site, Product, or Service. You shall provide us with such assistance, without charge, as we may request in connection with any such defense, including, without limitation, providing us with such information, documents, records, and reasonable access to you, as we deem necessary. You shall not settle any third party claim or waive any defense without our prior written consent.
Heathertormey.co contains affiliate links. Meaning Heather Tormey receives commissions for purchases made through those links, at no cost to you. Please understand that we have experience with all of these companies, and recommend them because they are helpful and useful, not because of the small commissions we make if you decide to buy something.